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      <image:title>About Ryan - Ryan Shannon is a CERTIFIED FINANCIAL PLANNER™ professional based in Saint Paul, Minnesota.</image:title>
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      <image:caption>One of the most important values at R.M. Shannon is that you can expect complete transparency and partnership. Key services and benefits include the most trusted certification as a CERTIFIED FINANCIAL PLANNER™ professional, fiduciary duty, fee-only engagement, and an opportunity to have wealth management from a Catholic perspective.</image:caption>
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      <image:caption>As a business owner, it is crucial to have a succession plan. Ryan can guide you on the path to determine your business's future, including future ownership, transitions, tax optimization, and financial planning.</image:caption>
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      <image:caption>Supporting the charitable causes that are important to you can be a meaningful part of your life while also providing tax benefits. With proper planning, we can assess your contributions and develop a strategy to minimize taxes and benefit your favorite charitable organizations.</image:caption>
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      <image:caption>Insurance and risk management are crucial to protect your current and future assets. This includes identifying potential risk exposures and determining the proper coverages to put in place. When you partner with Ryan, he will help to make sure you and your family are protected from catastrophic financial loss.</image:caption>
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      <image:title>Services - Debt Management</image:title>
      <image:caption>Debt management encompasses managing current liabilities as well as securing credit facilities for future liquidity. Ryan partners with individuals and families to establish plans for organizing debt based on the interest rate, terms, any tax benefits, and other criteria. Debt management helps people leverage their financial resources in a prudent and cost-effective way.</image:caption>
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      <image:title>Services - Investment Management</image:title>
      <image:caption>As a fee-only CERTIFIED FINANCIAL PLANNER™ professional, Ryan will help you manage your portfolio in a way that is always in your best interest. Your portfolio is customized for your objectives, experience, and preferences to make sure that you are comfortable with the approach used to reach your goals.</image:caption>
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      <image:caption>Estate planning helps families and individuals project and outline who will inherit your money and property when the time comes. It is essential to plan for these scenarios to ensure you have a dedicated individual or team and who can make medical and financial decisions on your behalf if you are unable to do so. Ryan will work with you and your attorney to develop essential documents such as beneficiary designation forms, will, health-care proxy, durable power of attorney, and trusts to ensure you have the peace of mind and plan that your estate merits.</image:caption>
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      <image:caption>As a small business owner himself, Ryan understands your specific financial needs and opportunities such as tax benefits and additional legal responsibilities. Coordinating your personal and business financial planning as your business grows ensures you are covered both today and in the future.</image:caption>
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      <image:caption>Individuals and families must plan to ensure they are on track to live their ideal retirement. Ryan will help you plan in a way that caters to your goals, savings, investments, expenses, and ongoing money management to ensure you are prepared for retirement.</image:caption>
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      <image:title>Services - Tax Planning</image:title>
      <image:caption>A large area of wealth management is the optimization of tax planning over the long-term. By being tax efficient, you can devote more dollars towards your financial goals. Ryan, along with your CPA, can help you make the most of tax-advantaged savings opportunities and tax breaks, as well as help you manage your income and withdrawals to minimize the tax consequences.</image:caption>
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      <image:title>Home (Copy) - Connecting Values and Wealth</image:title>
      <image:caption>Helping you in every area of your finances.</image:caption>
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      <image:title>Home (Copy) - Do you need someone to guide you along on your wealth journey?</image:title>
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      <image:caption>Ryan Shannon</image:caption>
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      <image:caption>Business Succession Planning</image:caption>
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